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disability insurance benefits
Also known as social security. An employee contributes money toward social security on each paycheck that they receive. The contributions establish quarters of coverage. the key to receipt of DIB benefits rests with the term quarters of coverage. An employee must reach 20 out of 40 quarters to have an insured status. In a simplistic view this can be explained as having to work five out of the last ten years. Benefits are based upon a person's past earnings.
Source : LawyerIntl.com
Language : English